What you need to know to understand your options
Written by: Steven G. Klesner, a partner in the firm of Johnston, Stannard, Klesner, Burbidge & Fitzgerald, P.L.C.
call: (319) 338-9852 in Iowa City, Iowa
email: steve@iclawfirm.com
Bankruptcy information found at www.iowabankruptcylaw.net
Foreclosure blog found here
call: (319) 338-9852 in Iowa City, Iowa
email: steve@iclawfirm.com
Bankruptcy information found at www.iowabankruptcylaw.net
Foreclosure blog found here
Nationally, home foreclosure rates are at record levels. In Iowa, about 6% of mortgage loans were delinquent by the middle of 2010.
If you are facing a foreclosure of your Iowa home or fear you will in the future, then this guide will help you understand the foreclosure process and your legal options. You owe it to yourself and your family to learn about your legal rights.
Use the tabs at the top of this page to navigate this website. Do not neglect the blog, where you will find videos and other useful information.
Be aware this is a general guide and is not intended to replace advice from a lawyer after reviewing the facts of your case. Foreclosure law also differs greatly from state to state, so this guide is useful only for residents of Iowa. This guide also does not apply to cases of farm or commercial mortgage loans, or mortgage loans on any property other than a borrower’s principal residence.
If you are facing a foreclosure of your Iowa home or fear you will in the future, then this guide will help you understand the foreclosure process and your legal options. You owe it to yourself and your family to learn about your legal rights.
Use the tabs at the top of this page to navigate this website. Do not neglect the blog, where you will find videos and other useful information.
Be aware this is a general guide and is not intended to replace advice from a lawyer after reviewing the facts of your case. Foreclosure law also differs greatly from state to state, so this guide is useful only for residents of Iowa. This guide also does not apply to cases of farm or commercial mortgage loans, or mortgage loans on any property other than a borrower’s principal residence.
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This Website Does NOT Give Legal Advice. When you use this website, you are just making a request for information. No part of this site or any link found through this site is meant to give you legal advice. Using any part of this site does not make you a client. If you send an e-mail to anyone you reach through this site, it does not make you a client of any lawyer. See a lawyer to get complete, correct, and up-to-date legal advice.
This Website Only Has a General Summary of the Law. It is not meant to fully explain topics. Do not assume what you read on this website applies to your specific case. Also, the law may vary from state to state. What you find on this website may not apply where you live or to court actions filed in other states.
The Law Often Changes. Content on this site was correct when it was written. Check the date on each page. Do not assume what you see here is still correct when you read it.
Links. This website has links to other Internet sites. We have these links so you can find help on legal matters from the justice community. Other sites are responsible for all content on their sites.
E-mail. Using this website or sending e-mail through this website does NOT make you a client of any person or firm you reach through this site. When you use e-mail, you risk having someone else access part or all of your message.
The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements, certification, specialization or self-proclaimed expertise. A description or indication of limitation of practice does not mean that any agency or board has certified such lawyers as specialist or expert in an indicated field of law practice, nor does it mean that such lawyer is necessarily any more expert or competent than any other lawyer. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered. These disclosures are required by the Supreme Court of Iowa.
This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
This Website Does NOT Give Legal Advice. When you use this website, you are just making a request for information. No part of this site or any link found through this site is meant to give you legal advice. Using any part of this site does not make you a client. If you send an e-mail to anyone you reach through this site, it does not make you a client of any lawyer. See a lawyer to get complete, correct, and up-to-date legal advice.
This Website Only Has a General Summary of the Law. It is not meant to fully explain topics. Do not assume what you read on this website applies to your specific case. Also, the law may vary from state to state. What you find on this website may not apply where you live or to court actions filed in other states.
The Law Often Changes. Content on this site was correct when it was written. Check the date on each page. Do not assume what you see here is still correct when you read it.
Links. This website has links to other Internet sites. We have these links so you can find help on legal matters from the justice community. Other sites are responsible for all content on their sites.
E-mail. Using this website or sending e-mail through this website does NOT make you a client of any person or firm you reach through this site. When you use e-mail, you risk having someone else access part or all of your message.
The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements, certification, specialization or self-proclaimed expertise. A description or indication of limitation of practice does not mean that any agency or board has certified such lawyers as specialist or expert in an indicated field of law practice, nor does it mean that such lawyer is necessarily any more expert or competent than any other lawyer. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered. These disclosures are required by the Supreme Court of Iowa.
This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.